This week, we’re focusing on practical ways to lower the cost of your groceries using the SmartSpending platform’s discounts and other tools.
Grocery discounts available through SmartSpending
Below are the grocery-related deals currently available on the SmartSpending platform.
Please make sure to check participating locations before you purchase or use an eGift card, as some providers only allow the use of their cards at participating stores. Fortunately, this can easily be checked on the providers’ websites and mobile apps, all of which we’ve linked below.

Coles eGift card
Save 4% on in-store purchases at any Coles Supermarket or Coles Central store. Please note that this card cannot be redeemed when shopping online, at Coles Express or Liquorland.
Only $25, $50, $100, $200 and $500 gift cards are available but can be combined and/or multiplied to suit your spending needs (e.g. $100 + $50 to cover a $150 shop).
Tips:
- While the Coles gift card is not available to use online, the Coles website can help you track discounted products at your local store.
- Coles offers several recipes using ingredients you can find in-store.
- You can sign up for Flybuys and accumulate points, using them for money off future shopping trips and other rewards.
Woolworths
Save 4% on all purchases in-store and online with an eGift card. You can also earn 1.5% cashback on online grocery shopping (4% for a new customer’s first order).
eGift cards can be purchased for any amount, meaning you do not need to purchase multiple gift cards or round up or down to cover your grocery spend.
Tips:
- Use Everyday Rewards to accumulate points every time you shop, then cash in for discounts at the checkout.
- Earn a minimum of 1 point for every dollar you spend at these stores. Every 2000 points collected = $10 off a future shop.
- You can also bank the points until December to get big savings on your Christmas shopping.
- Subscribe to Everyday Extra to access a 10% discount every month, earn double points on every Woolworths and Big W purchase, and find exclusive deals. It’s $7 a month or $70 for an annual plan, and you can start a 30-day free trial to see if it’s a good fit.
- Woolworths Everyday Market allows you to add pet products, health and beauty items, electronics and much more to your online shop. SmartSpending gives you a 2% cashback deal on all purchases.
- You can find recipes on the Woolworths YouTube channel and on their website, using ingredients you can easily find in-store.
IGA eGift card
Save 4% on in-store purchases at participating stores, which you can find by checking the Metcash Gift Cards database.
eGift cards can be purchased for any amount, meaning you do not need to purchase multiple gift cards or round up or down to cover your grocery spend.
Tips:
- Check the Weekly Specials Catalogue to find the best IGA deals near you.
- Join IGA Rewards using your phone and earn reward points to redeem for cashback deals.
Meal kit/ready-made subscription services
Meal kits and ready-made meal subscriptions can help you save time, reduce food waste and make meal planning much easier. SmartSpending offers discounts across a range of providers, helping to lower the cost of convenient meal options while keeping your groceries under budget.
Check out these options:
Food delivery services
Food delivery services can be a useful option for getting last-minute ingredients when you can’t get to the shops, or those busy days where cooking is just out of the question. Through SmartSpending, you can access discounts on a number of delivery platforms.
Check out these options:
How to access your SmartSpending account
STEPS staff
You can access SmartSpending through the mobile app on iOS and Android, or via the STEPS Employee Benefits Hub (also accessible through our intranet).
Volunteers
As a STEPS volunteer, you can access SmartSpending discounts and cashback deals. Please reach out to Volunteer Coordinator Karla and she can set up your account.
To find and use your discounts, use the mobile app on iOS and Android, or via the Reward Gateway website with your login details.
Finding and using your deals
If you need help accessing your SmartSpending account or using the platform, we created a step-by-step video tutorial and PDF guide. You can find both on the Week 1 SmartSpending web post.
Keep an eye out for next week’s highlighted deals and savings tips!